{"id":33395,"date":"2024-02-01T12:10:00","date_gmt":"2024-02-01T10:10:00","guid":{"rendered":"https:\/\/www.groupe-grim.com\/mini\/?p=33395"},"modified":"2024-01-23T17:58:01","modified_gmt":"2024-01-23T15:58:01","slug":"financer-sa-mini","status":"publish","type":"post","link":"https:\/\/www.groupe-grim.com\/mini\/financer-sa-mini\/","title":{"rendered":"Les 4 fa\u00e7ons de financer sa MINI !"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\">Avec ou sans apport, que vous soyez un particulier ou un professionnel, \u00e0 la recherche d\u2019une MINI neuve ou d\u2019occasion, nous sommes pr\u00e9sent pour vous accompagner et vous proposer une offre adapt\u00e9e \u00e0 vos besoins. Une solution de financement sur-mesure, vous permettra d\u2019acqu\u00e9rir la MINI de vos r\u00eaves. D\u00e9couvrons ensemble les 4 moyens de financer sa MINI&nbsp;: Open Lease, LLD, LOA, et Cr\u00e9dit Classique. <\/h2>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.groupe-grim.com\/mini\/wp-content\/uploads\/2024\/01\/P90450847_highRes_mini-cooper-se-resol-1024x683.jpg\" alt=\"Financer sa MINI \" class=\"wp-image-33398\" srcset=\"https:\/\/www.groupe-grim.com\/mini\/wp-content\/uploads\/2024\/01\/P90450847_highRes_mini-cooper-se-resol-980x653.jpg 980w, https:\/\/www.groupe-grim.com\/mini\/wp-content\/uploads\/2024\/01\/P90450847_highRes_mini-cooper-se-resol-480x320.jpg 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) 1024px, 100vw\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.groupe-grim.com\/mini\/wp-content\/uploads\/2024\/01\/P90450814_highRes_mini-cooper-se-resol-1024x683.jpg\" alt=\"Financer sa MINI \" class=\"wp-image-33399\" srcset=\"https:\/\/www.groupe-grim.com\/mini\/wp-content\/uploads\/2024\/01\/P90450814_highRes_mini-cooper-se-resol-980x653.jpg 980w, https:\/\/www.groupe-grim.com\/mini\/wp-content\/uploads\/2024\/01\/P90450814_highRes_mini-cooper-se-resol-480x320.jpg 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) 1024px, 100vw\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<h3 class=\"wp-block-heading\">Financer sa MINI avec l\u2019OpenLease, La Location Longue dur\u00e9e flexible<\/h3>\n\n\n\n<p><strong>OpenLease, Liberty, Serenity, MINI&nbsp;! <\/strong>Ce financement est valable pour un contrat de 24 \u00e0 48 mois et est d\u00e9di\u00e9 aux particuliers. C\u2019est la solution flexible et sereine, mais surtout un loyer mensuel tout compris, personnalis\u00e9 selon la dur\u00e9e de vote contrat et le kilom\u00e9trage que vous pr\u00e9voyez de parcourir.<\/p>\n\n\n\n<p>Avec ce contrat, si vos besoins \u00e9voluent, vous pouvez ajuster, la dur\u00e9e, le kilom\u00e9trage sans frais, dans la limite d\u2019une fois par an.<\/p>\n\n\n\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe loading=\"lazy\" title=\"Passez en mode OpenLease, la Location Longue Dur\u00e9e compl\u00e8te et flexible par MINI Financial Services.\" width=\"1080\" height=\"608\" src=\"https:\/\/www.youtube.com\/embed\/lpHjxFdbCgw?start=27&#038;feature=oembed\"  allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n\n\n\n<p>Vous pouvez inclure dans <strong>votre loyer PassLease LLD MINI<\/strong>&nbsp;:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Perte financi\u00e8re&nbsp;: Une protection financi\u00e8re qui compl\u00e8te le remboursement de l\u2019assurance principale en cas de vol ou de destruction totale du v\u00e9hicule.<\/li>\n\n\n\n<li>Protection \u00ab&nbsp;OpenCare&nbsp;\u00bb.<\/li>\n<\/ul>\n\n\n\n<p>Vous avez d\u2019autres interrogations\u00a0? Qu\u2019est-ce que le service OpenCare\u00a0? Comment et quand puis-je modifier mon contrat\u00a0? Que se passe-t-il \u00e0 la fin de mon contrat\u00a0?<\/p>\n\n\n\n<p><em>Retrouvez toutes les r\u00e9ponses pour Financer sa MINI <a href=\"https:\/\/www.bing.com\/ck\/a?!&amp;&amp;p=d1e253d5408f4e98JmltdHM9MTcwNTg4MTYwMCZpZ3VpZD0wZjRhM2ZjYS02NjI5LTYxZmMtM2U5Mi0yYzBmNjdlZjYwMGImaW5zaWQ9NTIxNA&amp;ptn=3&amp;ver=2&amp;hsh=3&amp;fclid=0f4a3fca-6629-61fc-3e92-2c0f67ef600b&amp;psq=openlease+MINI&amp;u=a1aHR0cHM6Ly9teWZpLm1pbmkuZnIvY29udGVudC9kYW0vcmNzcy9tYXJrZXRGUi9teWZpX21pbmlfZnIvZnJfRlIvZG93bmxvYWRzL09wZW5MZWFzZSUyME1JTkkucGRm&amp;ntb=1\" target=\"_blank\" rel=\"noreferrer noopener\">ici<\/a>.<\/em><\/p>\n\n\n\n<p>N\u2019h\u00e9sitez pas \u00e0 contactez nos MINI Store au <strong>08 05 02 14 14<\/strong>, ou rendez-vous visite dans nos concessions&nbsp;\u00e0 <strong>Montpellier, Mont\u00e9limar, Valence, Albi, Rodez, Aurillac et Saint-Flour.<\/strong> Financer sa MINI n&rsquo;aura jamais \u00e9t\u00e9 aussi simple !<\/p>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.groupe-grim.com\/mini\/wp-content\/uploads\/2024\/01\/P90428584_highRes_the-mini-anniversary-1024x683.jpg\" alt=\"Financer sa MINI\" class=\"wp-image-33401\" srcset=\"https:\/\/www.groupe-grim.com\/mini\/wp-content\/uploads\/2024\/01\/P90428584_highRes_the-mini-anniversary-980x653.jpg 980w, https:\/\/www.groupe-grim.com\/mini\/wp-content\/uploads\/2024\/01\/P90428584_highRes_the-mini-anniversary-480x320.jpg 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) 1024px, 100vw\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.groupe-grim.com\/mini\/wp-content\/uploads\/2024\/01\/P90428598_highRes_the-mini-anniversary-1024x683.jpg\" alt=\"Financer sa MINI \" class=\"wp-image-33402\" srcset=\"https:\/\/www.groupe-grim.com\/mini\/wp-content\/uploads\/2024\/01\/P90428598_highRes_the-mini-anniversary-980x653.jpg 980w, https:\/\/www.groupe-grim.com\/mini\/wp-content\/uploads\/2024\/01\/P90428598_highRes_the-mini-anniversary-480x320.jpg 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) 1024px, 100vw\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<h3 class=\"wp-block-heading\">Financer sa MINI en toute simplicit\u00e9 avec la LLD (Location Longue Dur\u00e9e)<\/h3>\n\n\n\n<p><strong>La solution Location Longue Dur\u00e9e<\/strong>, est un financement qui permet de louer un v\u00e9hicule neuf pendant une dur\u00e9e d\u00e9termin\u00e9e de 24 ou 48 mois, sans option d&rsquo;achat. La gestion du loyer\u00a0d\u00e9pend de la dur\u00e9e du contrat et du kilom\u00e9trage (maximum : 150\u00a0000 km).<\/p>\n\n\n\n<p><em>A noter pour les professionnels ou les entreprises\u00a0:<\/em><br>Le v\u00e9hicule n\u2019est pas comptabilis\u00e9 au bilan de l\u2019entreprise. Seuls les loyers apparaissent dans les charges. La capacit\u00e9 d\u2019endettement de la soci\u00e9t\u00e9 est ainsi pr\u00e9serv\u00e9e.<\/p>\n\n\n\n<p>Vous b\u00e9n\u00e9ficiez d\u2019un engagement de reprise par MINI.\u00a0 Au terme du contrat, vous avez tous les choix\u00a0:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Le renouvellement<\/strong>&nbsp;: vous restituez votre v\u00e9hicule actuel et vous signez un nouveau contrat MINI Finance.<\/li>\n\n\n\n<li><strong>La restitution&nbsp;<\/strong>: vous restituez simplement votre v\u00e9hicule actuel, sans souscrire un nouveau contrat.<\/li>\n<\/ol>\n\n\n\n<p><strong>Pour financer sa MINI<\/strong>, vous pouvez inclure dans<strong> votre loyer PassLease LLD MINI<\/strong>&nbsp;:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Perte financi\u00e8re&nbsp;: Une protection financi\u00e8re qui compl\u00e8te le remboursement de l\u2019assurance principale en cas de vol ou de destruction totale du v\u00e9hicule.<\/li>\n\n\n\n<li>Contrats d\u2019entretien\u00a0: 3 formules avec diff\u00e9rents niveaux de services.<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.groupe-grim.com\/mini\/wp-content\/uploads\/2024\/01\/P90527266_highRes_mini-cooper-se-10-20-1024x683.jpg\" alt=\"Financer sa MINI \" class=\"wp-image-33403\" srcset=\"https:\/\/www.groupe-grim.com\/mini\/wp-content\/uploads\/2024\/01\/P90527266_highRes_mini-cooper-se-10-20-980x653.jpg 980w, https:\/\/www.groupe-grim.com\/mini\/wp-content\/uploads\/2024\/01\/P90527266_highRes_mini-cooper-se-10-20-480x320.jpg 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) 1024px, 100vw\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.groupe-grim.com\/mini\/wp-content\/uploads\/2024\/01\/P90527263_highRes_mini-cooper-se-10-20-1024x683.jpg\" alt=\"Financer sa MINI \" class=\"wp-image-33404\" srcset=\"https:\/\/www.groupe-grim.com\/mini\/wp-content\/uploads\/2024\/01\/P90527263_highRes_mini-cooper-se-10-20-980x653.jpg 980w, https:\/\/www.groupe-grim.com\/mini\/wp-content\/uploads\/2024\/01\/P90527263_highRes_mini-cooper-se-10-20-480x320.jpg 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) 1024px, 100vw\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<p>Craquez pour la nouvelle MINI Electric : <a href=\"https:\/\/www.mini.fr\/fr_FR\/home\/range\/all-electric-mini-cooper.html\" target=\"_blank\" data-type=\"link\" data-id=\"https:\/\/www.mini.fr\/fr_FR\/home\/range\/all-electric-mini-cooper.html\" rel=\"noreferrer noopener\">d\u00e9couvrir<\/a>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Financer sa MINI avec un contrat LOA (Location avec Option d\u2019Achat)<\/h3>\n\n\n\n<p><strong>LOA la solution libert\u00e9&nbsp;!<\/strong> Ce type de financement est une solution qui permet de louer un v\u00e9hicule neuf ou d&rsquo;occasion pendant une dur\u00e9e d\u00e9termin\u00e9e, avec la possibilit\u00e9 de l&rsquo;acheter \u00e0 la fin du contrat. La LOA est un mode de paiement de plus en plus adopt\u00e9 par les consommateurs pour financer sa MINI, c&rsquo;est peut-\u00eatre parfait pour vous. <\/p>\n\n\n\n<p><em>La LOA, c&rsquo;est louer pour acheter.<\/em><\/p>\n\n\n\n<p>Le PassLease LOA MINI est un financement d\u2019une dur\u00e9e de 24 ou 48 mois pour des v\u00e9hicules neufs ou d\u2019occasion. Le loyer\u00a0:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>D\u00e9pend de la dur\u00e9e du contrat et du kilom\u00e9trage pr\u00e9vu (maximum&nbsp;: 150&nbsp;000 km).<\/li>\n\n\n\n<li>Prend en compte l\u2019Option d\u2019achat qui est fix\u00e9 par rapport au kilom\u00e9trage et par rapport \u00e0 la dur\u00e9e du contrat, d\u00e8s son d\u00e9but. <\/li>\n<\/ul>\n\n\n\n<p>Les Options d\u2019Achat fix\u00e9 au d\u00e9but du contrat, \u00e0 partir de l\u2019\u00e9valuation de la cote du v\u00e9hicule sur le march\u00e9 de l\u2019occasion \u00e0 la fin du contrat. Ainsi, les loyers sont inf\u00e9rieurs aux mensualit\u00e9s du cr\u00e9dit classique pour une dur\u00e9e \u00e9quivalente.<\/p>\n\n\n\n<p><strong>La gestion du contrat&nbsp;:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Franchise de 1\u00a0000 km exc\u00e9dentaires sur le contrat, non facturables.<\/li>\n<\/ul>\n\n\n\n<p>Dans tous les cas, vous b\u00e9n\u00e9ficiez d\u2019<strong>un engagement de reprise par MINI<\/strong>.&nbsp; Au terme du contrat, vous avez tous les choix&nbsp;:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Le renouvellement<\/strong>&nbsp;: vous restituez votre v\u00e9hicule actuel et vous signez un nouveau contrat MINI Finance.<\/li>\n\n\n\n<li><strong>La restitution<\/strong>&nbsp;: vous restituez simplement votre v\u00e9hicule actuel, sans souscrire un nouveau contrat.<\/li>\n\n\n\n<li><strong>Le rachat<\/strong>&nbsp;: vous r\u00e9glez l\u2019Option d\u2019Achat&nbsp;pour devenir d\u00e9finitivement propri\u00e9taire de votre v\u00e9hicule.<\/li>\n<\/ul>\n\n\n\n<p>Vous pouvez inclure dans <strong>votre loyer PassLease LOA MINI<\/strong>&nbsp;:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>DI +&nbsp;: Une protection personnelle qui solde le dossier de financement en cas de d\u00e9c\u00e8s ou de Perte Totale et Irr\u00e9versible d\u2019autonomie.<\/li>\n\n\n\n<li>Garantie valeur d\u2019achat&nbsp;: Une protection financi\u00e8re qui compl\u00e8te le remboursement de l\u2019assurance principale en cas de vol ou de destruction totale du v\u00e9hicule.<\/li>\n\n\n\n<li>Contrats d\u2019entretien\u00a0: 2 formules avec diff\u00e9rents niveaux de services.<\/li>\n\n\n\n<li>Assurance MINI&nbsp;: Votre assurance dommage.<\/li>\n<\/ul>\n\n\n\n<p><em>Go\u00fbter au plaisir de conduire MINI, c\u2019est l\u2019adopter !<\/em><\/p>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.groupe-grim.com\/mini\/wp-content\/uploads\/2024\/01\/P90493799_highRes_mini-cooper-se-conve-1024x683.jpg\" alt=\"Financer sa MINI \" class=\"wp-image-33405\" srcset=\"https:\/\/www.groupe-grim.com\/mini\/wp-content\/uploads\/2024\/01\/P90493799_highRes_mini-cooper-se-conve-980x653.jpg 980w, https:\/\/www.groupe-grim.com\/mini\/wp-content\/uploads\/2024\/01\/P90493799_highRes_mini-cooper-se-conve-480x320.jpg 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) 1024px, 100vw\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.groupe-grim.com\/mini\/wp-content\/uploads\/2024\/01\/P90493819_highRes_mini-cooper-se-conve-1024x683.jpg\" alt=\"Financer sa MINI \" class=\"wp-image-33406\" srcset=\"https:\/\/www.groupe-grim.com\/mini\/wp-content\/uploads\/2024\/01\/P90493819_highRes_mini-cooper-se-conve-980x653.jpg 980w, https:\/\/www.groupe-grim.com\/mini\/wp-content\/uploads\/2024\/01\/P90493819_highRes_mini-cooper-se-conve-480x320.jpg 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) 1024px, 100vw\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<h3 class=\"wp-block-heading\">Financer sa MINI avec le Cr\u00e9dit Classique totalement maniable<\/h3>\n\n\n\n<p><strong>Vous pouvez piloter votre financement en souplesse.<\/strong> Afin de financer sa MINI, le Cr\u00e9dit Classique MINI est un financement d\u2019une dur\u00e9e de 12 \u00e0 60 mois pour tous types de v\u00e9hicules&nbsp;: neufs ou d\u2019occasion. Vous avez&nbsp;:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Le choix de la date d\u2019\u00e9ch\u00e9ance des mensualit\u00e9s<\/li>\n\n\n\n<li>La possibilit\u00e9 de demander le report d\u2019une \u00e9ch\u00e9ance (jusqu\u2019\u00e0 2 reports sur 12 mois glissants \u2013 jusqu\u2019\u00e0 3 reports sur la dur\u00e9e du contrat)<\/li>\n\n\n\n<li>La possibilit\u00e9 de remboursement anticip\u00e9 partiel ou total \u00e0 tout moment<\/li>\n<\/ul>\n\n\n\n<p>Vous pouvez inclure dans <strong>votre mensualit\u00e9 Cr\u00e9dit<\/strong> <strong>MINI&nbsp;<\/strong>:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>DI +<\/strong>&nbsp;: Une protection personnelle qui solde le dossier de financement en cas de d\u00e9c\u00e8s ou de Perte Totale et Irr\u00e9versible d\u2019autonomie.<\/li>\n\n\n\n<li><strong>Garantie valeur d\u2019achat<\/strong>&nbsp;: Une protection financi\u00e8re qui compl\u00e8te le remboursement de l\u2019assurance principale en cas de vol ou de destruction totale du v\u00e9hicule.<\/li>\n\n\n\n<li><strong>Contrats d\u2019entretien<\/strong>\u00a0: 2 formules avec diff\u00e9rents niveaux de services.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Attention\u00a0: Un cr\u00e9dit vous engage, v\u00e9rifiez vos capacit\u00e9s de remboursement avant de vous engager.<\/strong><\/h3>\n\n\n\n<p>Connaissez-vous l&rsquo;Avantage 6+ chez MINI ? D\u00e9couvrez-le en cliquant <a href=\"https:\/\/www.groupe-grim.com\/mini\/avantage-6\/\" target=\"_blank\" data-type=\"link\" data-id=\"https:\/\/www.groupe-grim.com\/mini\/avantage-6\/\" rel=\"noreferrer noopener\">ici<\/a>.<\/p>\n\n\n\n<p>Retrouvez toutes les actualit\u00e9s MINI&nbsp;<a href=\"https:\/\/www.groupe-grim.com\/mini\/\" target=\"_blank\" rel=\"noreferrer noopener\">ici<\/a>.<\/p>\n<span class=\"et_bloom_bottom_trigger\"><\/span>","protected":false},"excerpt":{"rendered":"<p>financer sa 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